Mortgages start at the building application

Behind every building application stands a financing — and behind every apartment for sale, a mortgage to close. The official publication shows you both, months before signatures.

Every construction site is a financing

Construction loan during the build, consolidation into a fixed mortgage at completion, the buyers' mortgages from sales start: one project creates financing needs in several places — each with its own moment. The building application makes that schedule public, with the owner, the project and the number of apartments.

We read the cantonal gazettes and the municipal publication organs every day — on publication day you see who is building in your market area.

The financing moments along the timeline

Building application — with private owners the financing is often not yet fixed: the earliest advisory moment for construction loan and mortgage
Conversions and renovations — an increase or a new tranche on the existing mortgage: the application shows the need before the client asks their house bank
Sales start — every apartment for sale is a mortgage to close: the number of apartments and the phase timeline make the buyer pipeline plannable
Completion — consolidating the construction loan into the fixed mortgage: the classic moment when terms are renegotiated

How you work with the radar

Set a search agent on your market area — new builds, conversions or all projects, from single-family homes to apartment buildings
Get the alert on publication day, with the owner, the architect and the original publication
Use the phase timeline: advice before construction starts, the buyer campaign at sales start
Excel export for distribution across the advisory team

Spot developers and corporate clients

The owner history shows who builds regularly — the addresses for framework agreements rather than one-off deals. And the owner arrives, where it exists, with its UID (CHE-…): your corporate client is building, and you learn it from the gazette, not at the annual review. For the data straight in your core system: see Integration & interfaces.

See the Pro plan — CHF 390 / year · Current publications on the map